NSW State Revenue
We provide standard home loans as well as those
that are rejected by the banks due to bad credit history or minor
payment defaults. Through our accreditation with AFG (Australian Finance Group) Australia, we have access to all the major
banks, some non-bank Lenders, and all the major non-conforming Lenders
in the country.
What we are providing that no bank can provide
is a personal commitment to take the stress out of your home loan
process. Because we want to work with our clients for life, we will
provide our clients with a holistic advice that look at their total
financial needs, which will bring them better benefits in the medium to
long term. We will be your one-stop centre for all advice in relation
to your home loan application. We also provide a follow-up advice to
ensure that you understand how your mortgage works.
Our service is the only thing that separates us from the others. Thus we are fully committed to giving you, our clients, the service that gives you peace of mind.
For your peace of mind, be sure to ask for our Service Commitment Letter.
Standard loans that we provide:
- First home owner’s loan
- Deposit Bonds
- Lo-Doc loan
- No Deposit Home loan (100% home loan)
- Reverse Mortgage or Senior Access Home Loan
- Relocation or Bridging loan
- Investment Property loan
- Land & Construction loan
- Farm Finance
Non-conforming Loan for :
- Those refused loan by the banks
- Business start-up
- Those with bad credit history
- Discharged bankrupt
- Those with no savings history
- Those with not enough deposit
The following loans are not so common. We have provided a brief description to assist you.
Bridging loan or relocation loan
You can buy your new home while waiting for your present home
to be sold, using a facility called bridging or relocation loan. The
equity in your existing home is used as part of the deposit on the new
home. You have up to 6 months to sell your present home.
The interest on the new home is accrued, to be paid off upon
settlement (sale of the old home completed). If the old home is not
sold within 6 months, an extension may be granted but with a higher
interest rate on the new loan facility.
AREAS OF EXPERTISE
We have developed a certain capability in providing loans for lifestyle
properties . These are properties that can be found in Northern
Beaches, Sydney Waterfronts, North Shores, and suburbs such
as Drummoyne, Bellevue Hill. In other words, multi-million
dollar properties where the owners are mostly self-employed or
professionals such as Doctors, Lawyers, etc. We also specialise
in Rural and Acreage properties, and Special purpose properties such as
garage, bed & breakfast, motels, mushroom and chicken
Glenmore Park, Silverdale, Mulgoa, Wallacia, Luddenham, Orchard Hills,
Cranebrook, Emu Plains, Blue Mountains, Wenthworth Falls, Glenbrook
Address: 5 Gagoor Close, Claremont Meadows NSW 2747
Postal address: PO Box 4158, Penrith NSW 2751
Phone: (02) 9833 9348 Fax: (02) 8572 6029
Email : email@example.com